Why Link Money
Cheaper than cards
No interchange. Lower cost on every transaction, with savings that scale as you grow.
Fewer chargebacks
Sophisticated decisioning on every transaction, plus bank payments that are far harder to dispute.
Never worry about funds
Same-day settlement, daily payouts, and no reserve, so your money is never frozen or held.
Integration & Plugins
Same-day bank payment
Guaranteed ACH at checkout
Charge your customer's bank account directly at checkout. Instant authorization, insufficient-funds risk on us, and same-day settlement during business hours.
Dynamic Links
No code pay-by-link
Generate a secure payment link and send via text or email. Customer clicks, logs into their bank account, and pays.
The Link Money Guarantee
If we authorize, your
funds are guaranteed
When we authorize an eligible payment, your funds are guaranteed even if the debit is later returned for insufficient funds. You can fulfill immediately and don't need to wait for settlement (including on weekends).
