July 2, 2025 — Miami, FL & San Francisco, CA — Link Money, the U.S. leader in Pay by Bank technology, today announced that Nook, the high-yield savings app created by former Coinbase product leaders, has integrated Link Money’s Pay by Bank rails to power instant, USD on-ramp.

Nook users can move money directly between their checking accounts and Nook’s USDC-backed savings product in seconds, without any fees, delays, and intermediary platforms for its customers. The result is a seamless on- and off-ramp that pairs Link Money’s bank-grade security with Nook’s industry-leading yields of up to ~9 % APY.

“Consumers shouldn’t wait days—or pay hidden fees—just to move their own money,” said Paiak Vaid, CRO at Link Money. “By combining Link Money’s real-time, Pay by Bank payments with Nook’s high-yield savings experience, we’re delivering the speed and transparency users expect from next generation financial services.

“Nook’s mission is to give everyone the rates and flexibility that crypto insiders already enjoy—without the complexity or fees,” added Kenzan Boo, Co-Founder & CTO of Nook. “Link Money removes the final pain point: slow, expensive funding rails. Now our users can top up instantly, straight from their bank accounts.”

How It Works

Link Money enables users to connect their bank accounts in seconds, verifying ownership and available funds in real time. Once connected, money moves instantly between checking accounts and Nook’s high-yield savings—no delays, or intermediaries.

About Nook

Nook (nookapp.xyz) is a consumer savings platform that converts cash into fully-collateralized USDC and routes funds to vetted DeFi lending protocols, offering transparent, high-yield returns. Founded in 2025 by Coinbase alumni Joey Isaacson, Kenzan Boo, and Sohail Khanifar, Nook recently closed a $2.5 million seed round led by Defy VC with participation from Coinbase Ventures and UDHC.

About Link Money

Link Money is the first Pay by Bank solution built exclusively for the U.S. market. Leveraging open-banking APIs, Link Money enables merchants and fintech innovators to accept and send real-time, account-to-account payments. The company’s suite includes Pay by Bank checkout, instant payouts, and advanced risk analytics, all accessible through a single API.

Media Contact Sophia Noel Link Money sophia@link.money