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The Financial Data Exchange (FDX) is a non-profit with a mission of simplifying and standardizing financial data sharing in lieu of a regulatory framework. Operating in the U.S. and Canada, FDX focuses on security, consumer control, and standardizing financial account access.

What is FDX?

The Financial Data Exchange (FDX) is a non-profit overseeing financial data sharing standards in lieu of a regulatory framework.

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Secure pay by bank showing bank and lock representing security

Safest way to pay online: Pay by bank

We discuss why it’s important to make sure you’re using secure payment methods, and why pay by bank is the safest way to pay online.

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Side by side comparison of ACH and pay by bank

Automated Clearing House (ACH) versus pay by bank

ACH payments are typically low-cost, fast, and secure, making them an ideal payment method for both individuals and businesses.

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Bank icon surrounded by icons that represent different industries that could benefit from open banking

Six industries that can benefit from open banking

Learn how open banking can revolutionize industries beyond finance like retail, lending, and healthcare, can benefit from open banking.

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FedNow is a new instant payments system from the Federal Reserve which will drive instant payments in the US.

What is FedNow and what does it mean for real-time payments?

FedNow is a real-time payment system developed by the Federal Reserve in the United States, enabling instant and safe transfer of funds 24/7/365.

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Link Pay methods for online payment mockup

Top Methods for Online Payment: The Benefits of Paying with Pay by Bank

In this article, we’ll explore some of the benefits of pay by bank for consumers and where we see this payment method fitting into the payment space in the future.

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Open banking allows you to permit third-party providers to access your financial information and handle transactions through application programming interfaces (APIs). These are the key terms to help you understand open banking.

The ultimate open banking glossary

These are the key terms to help you understand open banking. Open banking allows consumers to grant access to the their financial data to third party providers.

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Nacho updates in 2023 for ACH

Nacha rule updates 2023: Micro-Entries Rule Phase 1 and 2

The only rule updates for 2023 pertains exclusively to micro-entries. Micro-Entries are used by Originators (merchants) as a means of account validation.

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The time for pay by bank, open banking payments is now.

Why merchants should support pay by bank — before customers demand it

The time for pay by bank is now. Here are some reasons why clearing the adoption hurdle and seeing benefits of pay by bank may be easier and faster than you think.

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